Healthcare for Internationals

Excess and cost of insurance

To cover the cost of Dutch healthcare you will need to pay

  • a monthly premium for your Basic Health Insurance (and for any supplementary insurance you may haves selected) ,
  • pay yourself, to a maximum of your excess, the full amount of some services and
  • pay a personal contribution for some specific medication and products.
  • if you are self-employed or an entrepreneur a percentage of your income.
  • costs of products and services that are not covered by your insurance package.
  • costs of not contracted healthcare providers that are not fully covered by an in-kind (‘natura’) policy.
no comments

Insurance premiums ➜

If you have a Basic Health Insurance policy, you will be charged as follows: Health Insurance providers will charge you a monthly premium that is dependent upon the type of policy and level of excess that…

no comments

Excess ➜

Cost of Healthcare services covered by the Basic Health Insurance policy are fully reimbursed with the following exceptions: For some medication and medical aids, you will have to pay a personal contribution. For most costs a…

no comments

Personal contribution ➜

For some health care costs, you need to pay a personal contribution (‘Eigen Bijdrage’). This means that you must pay some of the costs yourself. Your insurer pays the rest. You will have to pay a…

no comments

Contribution for self-employed ➜

Employers pay for their employees  a contribution to cover the cost of health care. This contribution that is a percentage of their income, is paid to the Tax authorities. If you are self-employed or an entrepreneur you…